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2026 · Source-verified
LTR — Wealthy Pensioner (10-year)
The LTR Wealthy Pensioner is a 10-year visa for retirees aged 50 and over with strong pension or passive income. It is processed centrally by the BOI and carries lighter reporting than annual extensions.
Independent guide, not legal advice.
Who it's for
Retirees aged 50+ with at least $80,000/yr in passive income (or $40–80k/yr plus a $250k investment in Thailand), who can show qualifying health insurance.
Requirements
- At least $80k/yr passive income — or $40–80k/yr plus $250k invested in Thailand (government bonds / property / funds).
- Health insurance of at least $50k (or $100k held in a bank for 12 months).
Document checklist
- Passport (valid 6+ months)
- Proof of ≥$80k/yr passive income (or $40k + $250k Thai investment)
- Health insurance ≥$50k (or $100k bank 12mo)
- BOI online application
How & where to apply
LTR is processed centrally by the BOI (ltr.boi.go.th), not a specific embassy. (official)
Common blockers
- Pension income below the $80k/yr threshold.
- At $40–80k/yr income, the $250k Thai investment requirement is not met.
- No qualifying health insurance (≥$50k cover, or $100k held in a bank for 12 months).
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Facts verified against official 2026 BOI & MFA sources and Thai immigration practice. Thai immigration applies discretion and rules change — always confirm with the Royal Thai Embassy/Consulate or a licensed agent before applying.