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2026 · Source-verified
Retirement — Non-O-X (10-year)
The Non-O-X is a 10-year retirement visa for higher-net-worth applicants aged 50 and over from eligible nations. The financial requirement must be maintained for the first year after you receive the visa.
Independent guide, not legal advice.
Who it's for
Applicants aged 50+ from roughly 14 eligible nationalities (Japan, Australia, much of Western Europe, UK, Canada, USA) who can meet the higher financial test.
Requirements
- Applicant must be 50 or older.
- Limited to ~14 nationalities (Japan, Australia, much of W. Europe, UK, Canada, USA) — confirm with the mission.
- ฿3,000,000 in a Thai financial institution (or ฿1.8M + ฿1.2M/yr income), maintained for the FIRST YEAR after you receive the visa — not held 12 months before applying.
- Thai OIC-approved health insurance: ฿40,000 outpatient + ฿400,000 inpatient.
Document checklist
- Passport
- ฿3,000,000 in a Thai bank, kept 1 year after the visa (or ฿1.8M + ฿1.2M/yr income)
- Police clearance + medical certificate
- Health insurance per mission
- Apply at a Royal Thai embassy
How & where to apply
Nationality list and insurance amount differ between missions — confirm with your consulate. (verified · primary sources conflict)
Common blockers
- Your nationality may not be eligible (O-X is limited to ~14 nationalities).
- The ฿3M must be maintained for the first year after the visa (or ฿1.8M + ฿1.2M/yr income).
- No qualifying health insurance — needs Thai OIC-approved cover (฿40,000 outpatient + ฿400,000 inpatient).
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Facts verified against official 2026 BOI & MFA sources and Thai immigration practice. Thai immigration applies discretion and rules change — always confirm with the Royal Thai Embassy/Consulate or a licensed agent before applying.