The Digital Nomad residence permit, minus the confusion — including the insurance trap (travel cover is rejected) and the foreign-income tax exemption.
No forums, no guesswork, no €1,300+ agency fee just to learn if you qualify.
Income, how you work, insurance. Two minutes, no account.
Whether you qualify, the insurance trap, the foreign-income tax perk, and the 18-month rule.
Apply confidently yourself, or get the done-with-you audit to strengthen your application.
A short-term travel policy often isn't accepted — you need health cover valid in Croatia for your full stay (€30k). It's a common avoidable rejection; we flag it.
Income from outside Croatia is statutorily exempt from Croatian tax while on the permit. We also flag the 183-day/habitual-abode catch so you don't assume a blanket exemption.
The ~€3,623/mo figure is formula-driven and updates annually — we use the current value, with the 18-month rule and the one-time 6-month extension built in.
The headline 2026 requirements — our free tool checks all of them against your situation.
The free check tells you where you stand — and saves you from the insurance trap. No email, no agent calling you.
Check my eligibility — freeAn agency charges €1,300–€8,500 before you even know if you qualify. We flip that.
About €3,622.50/month — 2.5× the average net salary, a formula-driven figure updated annually — from employers or clients outside Croatia. You can also qualify with lump-sum savings instead (~€43,470 for a 12-month permit / ~€65,205 for 18 months). You also need health insurance valid in Croatia for your full stay (min €30,000). Confirm the current figures, as they change each year.
A short-term travel policy is often not accepted for the digital nomad permit — your insurance must be valid in Croatia and cover your full intended stay, with at least €30,000. It's a common avoidable rejection, so our tool flags it and the checklist points you to qualifying cover.
Income from outside Croatia is statutorily exempt from Croatian income tax while on the permit. But don't assume a blanket exemption: spending 183+ days or keeping a home in Croatia can make you tax-resident for your other income, and your home-country tax still applies — confirm your overall position with an advisor.
No. Wandrize is an independent readiness guide built on Croatian MUP/consular rules — not legal or tax advice. The income figure updates annually, so always confirm with the authorities or a licensed adviser. (In the UK and Australia we show general information only.)