Portugal's two residency routes for remote workers and retirees — the D8 (digital nomad) and D7 (passive income) — with the 2026 figures and the tax truth most sites still get wrong.
The D8 requires about €3,680/month — 4× Portugal's minimum wage (€920 in 2026) — plus ~€11,040 in savings and health insurance.
Your income must come from non-Portuguese employers or clients. The threshold rises each January with the minimum wage.
The D7 requires passive income of at least ~€920/month (1× the minimum wage) from pension, dividends, rent or investments — plus ~€11,040 savings and insurance.
It's the route for retirees and the financially independent; the income bar is far lower than the D8.
No — NHR is permanently closed to new applicants, and its replacement (IFICI) excludes most nomads and pensioners.
IFICI offers a 20% flat rate but only for specific tech / research / R&D roles. Generic D8 remote workers and D7 pensioners usually pay standard Portuguese rates — up to 48%. Many sites still advertise NHR; we don't. Get a Portuguese tax advisor before assuming any break.
A 4-month consulate visa → a 2-year AIMA residence permit, renewable in 3-year cycles.
| Step | Detail |
|---|---|
| 1. Consulate visa | 4-month entry visa from a Portuguese consulate in your country |
| 2. AIMA permit | Convert to a 2-year residence permit (then 3-year renewals) |
| Reality check | AIMA biometric appointments + processing currently run several months (backlog) |
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