The two most popular Thai long-stay visas — the Destination Thailand Visa (DTV) and the Long-Term Resident (LTR) visa — with every figure checked against official BOI and MFA sources.
The DTV requires ฿500,000 in liquid savings, an applicant aged 20 or over, a qualifying purpose, and a clean immigration record — and it does not require health insurance.
In detail, you need:
Most embassies expect the ฿500,000 to have sat in your account for about three months before you apply, and some ask for 3–6 months of statements.
This is common practice rather than one written national rule, and the exact period varies by embassy. People are most often caught moving the money in at the last minute. Confirm the seasoning window with the specific consulate you plan to use.
The DTV government fee is ฿10,000 (about US$280–300), and it is a 5-year multiple-entry visa allowing 180 days per entry.
| Item | Detail |
|---|---|
| Government fee | ฿10,000 (some embassies ฿10,000–14,000) |
| Validity | 5 years, multiple entry |
| Stay per entry | 180 days, extendable +180 once (extension ฿1,900) |
| Insurance | Not required |
The LTR is a 10-year visa (5 + 5 renewable) with four categories, each requiring at least US$50,000 of health insurance.
| Category | Core requirement |
|---|---|
| Wealthy Global Citizen | ≥ US$1M in assets + US$500k invested in Thailand |
| Wealthy Pensioner | US$80k/yr passive income — or US$40–80k + a US$250k Thai investment |
| Work-from-Thailand Professional | US$80k/yr income + an employer that is a public company, or a private company with 3+ years operating and ≥ US$50M combined revenue |
| Highly-Skilled Professional | US$80k/yr in a targeted industry |
The LTR also extends the 90-day reporting requirement to once a year and carries tax advantages.
Need the LTR's US$50k health cover? A handful of insurers issue Thailand-visa-compliant policies that meet the LTR (and O-A retirement) thresholds. Compare visa-compliant insurance →Partner link — we may earn a commission at no cost to you; it never affects our guidance.
Choose the DTV if you are a remote worker with around ฿500,000 saved; choose the LTR if you earn US$80,000+ or are a wealthy pensioner and want 10-year status with tax perks.
The DTV has a far lower financial bar and suits freelancers and digital nomads. The LTR is for high earners and pensioners who want longer, lower-maintenance residency.
The most common reasons are funds that have not been seasoned long enough, weak proof of the qualifying purpose, and last-minute money transfers.
Prepare a clean 3-month (or longer) bank statement, solid remote-work or soft-power evidence, and consistent documents — and confirm the rules with your chosen embassy first.
Beyond the DTV and LTR, here is the full set of Thai long-stay and short-stay routes — each on its own source-verified page.
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